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This guide explains how to activate a new or replacement RBC Royal Bank credit card using the official rbc.com/activate page, the RBC Mobile app, RBC Online Banking, or by phone. Pick the method that suits you; each takes only a few minutes.
This is an independent help guide and is not affiliated with RBC Royal Bank. Only enter your card details on official RBC websites (rbc.com or rbcroyalbank.com) or in the official RBC Mobile app. Never share your PIN or password with anyone.

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Choose an activation method

Activate online

Use rbc.com/activate or RBC Online Banking. No Online Banking access needed.

RBC Mobile app

Activate your physical card or add a virtual card to Apple Wallet.

Activate by phone

Call RBC’s official card activation line.

Troubleshooting

Fix common problems when activation doesn’t work.

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Activation at a glance

1

Have your new card ready

Keep your new RBC credit card in hand. If you use Online Banking, have your Client Card number or username and password ready.
2

Choose a method

Activate online at rbc.com/activate, in the RBC Mobile app, in Online Banking, or by phone.
3

Follow the on-screen prompts

Confirm your details and complete activation.
4

Secure your card

Sign the back of the card if it has a signature strip, and destroy any old card it replaces.